The following terms and conditions ("the Terms and Conditions") apply to all information accessed from the FinanceAsia.com web site ("the Site"). Please read them carefully. By accessing the FinanceAsia.com web site you are argreeing to the terms that appear below, whether or not you register as a user. You hereby confirm that all of thee information that you may receive from the Site is for information purposes only and should be independently verified before relying on the same.

These terms and conditions were last updated on 12 May, 2000.

INTRODUCTION

This Site is owned and operated by FinanceAsia.com Limited ("FinanceAsia.com"), a Hong Kong registered company.

Users will be able to access some of the information and data on the Site without going through the registration process, though certain areas are only accessible if users register. Most of the material is offered free, however, if additional material is considered Premium Content, users will be asked to pay by giving their credit card details. FinanceAsia.com reserves the right to suspend or terminate a user's access to the Site at any time and may exercise this right with or without notice.

PROPRIETARY RIGHTS

The Site and all information, material and reports on this Site are proprietary to and the copyright belongs to FinanceAsia.com or its third party partners. Copying, reproducing, republishing, redistributing or in any way modify modifying the information without the prior written permission of FinanceAsia.com is prohibited. The information contained on the Site should be used for personal non-commercial use only. All trade marks and logos appearing on the Site are FinanceAsia.com's or its third party partners'.

They cannot be used without the written permission of FinanceAsia.com.

THIRD PARTY INFORMATION

The information available on the Site may contain information provided by third parties or from other sources or references. FinanceAsia.com will endeavor to ensure that such information is up to date and accurate at the time it is posted on the Site however FinanceAsia.com does not verify such information and therefore caution should be exercised in relation to the reliability and accuracy of the information.

EMAIL NEWSLETTERS

Users may subscribe to FinanceAsia.com's Email Newsletter service. The use of the content in these newsletters is subject to these Terms and Conditions. Users who subscribe to this service may not use the service to send, or use or re-use any material which is unlawful, threatening, libellous, indecent or which contains any form of illegal content, including infringement of copyright. Users must not use the service to send any chain e-mails.

SITE TRANSACTIONS WITH THIRD PARTIES

Third party partners of FinanceAsia.com may offer reports, consultancy services, transactional services or other information and products ("Products") for sale on the Site. When users purchase such Products on the Site their contract is with the third party and not with FinanceAsia.com.

COMPETITIONS

FinanceAsia.com will offer competitions and prize draws on the Site from time to time. Such competitions and prize draws will be subject to the Terms and Conditions published along with these competitions and prize draws.

REGISTRATION AND PRIVACY

When registering with FinanceAsia.com, users must provide accurate and complete registration information, in particular their email address. Notifying the company of changes to this personal information is the responsibility of the user and can be done by contacting help@financeasia.com. Each registration is for a single user only. Users may not share their name or password with another person or allow multiple users to log on to the Site using their identification. Users are responsible for all use of the Site made by themselves or anyone else using their identification. Use of the personal information gathered from users is covered in FinanceAsia.com's Privacy Policy.

SOFTWARE

Your use of any Software on the Site will be governed by the terms of the licence agreement that is included with that software.

DISCLAIMER

The content of the information and reports contained on the Site are for general information purposes only and the information should be independently verified before relying on the same. The information does not constitute any form of advice by FinanceAsia.com for users to act or refrain from making any specific decision. In particular, FinanceAsia.com and its directors accept no responsibility for any loss resulting from any matter contained on the Site.

NO WARRANTIES

FinanceAsia.com does not give any warranties including but not limited to any warranties in relation to the accuracy or completeness of any of the content, information or reports available in respect of the Site or in respect of any material and reports made available by any third party partners of FinanceAsia.com through the Site. The Site and the content, information and reports available on the Site are provided on an as is basis and FinanceAsia.com hereby disclaims all warranties and duties of whatsoever nature express or implied including without limitation any implied warranties of merchantability or fitness for a particular purpose. In addition FinanceAsia.com makes no warranty that the Site is year 2000 compliant or that the Site is free from any viruses.

LIMITATION ON DAMAGES

Users of this Site agree that FinanceAsia.com will not be liable to them or any third party for any damages that they may incur in relation to the use of the Site or any services available thereon.

CHANGES TO THE SITE AND TERMS AND CONDITIONS

FinanceAsia.com reserves the right at its sole discretion to make changes to the Site and the Terms and Conditions. Any use of the Site after the Terms and Conditions have been amended will be in accordance with the new Terms and Conditions and use of the Site after the Terms and Conditions have been amended will confirm a user's acceptance of the new Terms and Conditions.

GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

GENERAL

If any provisions of these Terms and Conditions are found to be invalid by any court having jurisdiction then the invalidity of that provision will not affect the validity of the remaining provisions of these Terms and Conditions which shall remain in full force and effect.